INSURANCE MAN RAY PLAYING GOLF....
Approaching a wooded area on the North Palm Beach Golf Course, well-dressed, attractively tanned Insurance Man Ray a man comes up to another man hugging a tree with his ear firmly against the tree.
Seeing this he inquires, "Just out of curiosity, what the hell are you doing?"
"I'm listening to the music of the tree."
Ray says, "You gotta be kiddin' me."
"No, said the unusual man, would you like to give it a try?"
"Well, OK says the Insurance Man..." So he wraps his arms around the tree and presses his ear up against the tree. With this the other guy slaps a set of handcuffs on him, takes his wallet, jewelry, Cadillac car keys, then strips him naked and leaves.
Two hours later another nature lover strolls by, sees Ray handcuffed to the tree, stark naked with a hell of a good looking body, and asked, "What the hell happened to you?"
Ray tells the guy the whole story about how he got there. While he was telling his story, the other guy shakes his head in sympathy, walks around behind the no-tan lines Insurance Man, kisses him behind the ear and says, "Oh my god, this just ain't your day."